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Blog HomeArticlesGuidesCategoriesMarket WatchNeighbourhoodsBuying & LegalFor Owners
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Buying & Legal

Buying process, documentation checks, and payment risk reduction.

Featured Buying & Legal Articles

Featured in Buying & LegalCabans Journal

How to Read a Survey Plan Before You Commit Money

A practical guide to spotting boundary and alignment issues in survey plans before a transaction progresses.

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Governor Consent Timeline: What Buyers Should Plan For

Set realistic expectations around consent processing timelines and document dependencies in your transaction plan.

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What a Buyer Should Ask Before Paying an Initial Deposit

Use this pre-payment checklist to reduce title, pricing, and timeline risk before money leaves your account.

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Recent Buying & Legal Articles

Buying & LegalCabans Journal

True Cost of Buying Property in Nigeria: Closing Fees, Land Use Charge, and Tax

The purchase price is only part of the cost. Closing costs of 8 to 15 percent, annual Land Use Charge, rental income tax, and insurance all add to the true cost of owning property in Nigeria.

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Buying & LegalCabans Journal

Getting a Mortgage in Nigeria: Commercial Banks, NHF, and What Lenders Want

Nigerian buyers have two main mortgage routes: commercial banks at current market rates, and the National Housing Fund at a heavily subsidised 6% rate. Understanding both changes what you can afford.

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Buying & LegalCabans Journal

How to Verify Title, Liens, and Zoning Before Buying Property in Nigeria

Most property disputes in Nigeria begin with due diligence that was skipped. This guide explains how to run a land registry search, confirm no charges exist, check zoning, and spot family land risk.

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Buying & LegalCabans Journal

How to Buy Property in Nigeria: Step-by-Step from Offer to Registry

A complete walkthrough of the Nigerian property buying process: six steps from your first offer to completed Land Registry registration, with timeline expectations and the shortcuts that cause the most problems.

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Buying & LegalCabans Journal

TIN, Stamp Duty, and Consent: The Admin Checklist for Nigerian Property Buyers

Missing one administrative step can leave your title incomplete. This checklist covers every registration, payment, and filing required to complete a property purchase in Nigeria.

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Buying & LegalCabans Journal

What Nigerians Actually Own Under the Land Use Act

The Land Use Act means no one owns land outright in Nigeria. Understanding rights of occupancy and title perfection protects your investment.

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Buying & LegalCabans Journal

5 Clauses Every Property Sale Agreement Must Clarify

These five clauses reduce disputes and protect both buyer and seller when timelines and obligations become unclear.

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Buying & LegalCabans Journal

How to Verify Power of Attorney Before Buying Property

A buyer checklist for validating that a power of attorney is enforceable and tied to the actual property owner.

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Buying & LegalCabans Journal

Receipt Is Not Title: Documents Buyers Must Request

Why payment receipts alone are inadequate and which title documents should be reviewed before completion.

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Buying & LegalCabans Journal

Excision, Gazette, and C of O: A Buyer-Friendly Breakdown

Understand the practical meaning of common title terms so you can compare land opportunities with more confidence.

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Buying & LegalCabans Journal

Before You Transfer Funds: A 24-Hour Buyer Verification Checklist

Use this final 24-hour checklist to catch outstanding legal and documentation risks before payment.

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Buying & LegalCabans Journal

Buying Property in Lekki: The Complete Title Verification and Legal Guide

Everything buyers need to know about property title in the Lekki corridor — C of O verification, Deed of Assignment chains, waterfront plot risks, Governor's Consent, and how to conduct due diligence before any payment.

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Buying & LegalCabans Journal

Hidden Costs When Buying Property in Ajah

The full acquisition cost picture for Ajah property buyers — legal fees, stamp duty, Governor's consent, agency fees, survey costs, title regularisation, estate levies, service charges, and a worked example on an ₦80m purchase.

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Buying & LegalCabans Journal

Buyer Red Flags That Show Up During Inspection, Not on the Listing

A field checklist for buyers who want to catch the costly issues glossy listing photos usually hide.

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