Set your purchase budget and financing
Factor in asking price, legal fees, agency commission, survey costs, and stamp duty. If using a mortgage, get pre-approval before you start viewing.
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Buying a house in Nigeria requires careful preparation. Use this guide to shortlist the right properties, protect yourself legally, and complete your purchase with confidence.
Factor in asking price, legal fees, agency commission, survey costs, and stamp duty. If using a mortgage, get pre-approval before you start viewing.
Research price trends, infrastructure plans, and commute convenience. Location drives capital appreciation more than any other factor.
Insist on a Certificate of Occupancy (C of O) or Governor's Consent. Conduct a search at the State Lands Bureau to confirm ownership and encumbrances.
A property lawyer reviews sale agreements, conducts title searches, and ensures a clean transfer. Never pay without proper legal review.
The most important documents are the Certificate of Occupancy (C of O) or Governor's Consent. Also verify the Deed of Assignment, survey plan, and receipt of all statutory charges. Engage a solicitor to conduct a full title search at the State Lands Bureau.
Cabans focuses on verified listings and quality checks. We encourage agents and owners to upload documentation. Buyers should still conduct independent due diligence — especially title verification — before making any payment.
Prices range from ₦15m–₦50m for affordable mainland areas (Ikorodu, Alimosho) up to ₦200m–₦1bn+ for luxury Island properties in Lekki, Ikoyi, and Victoria Island. Abuja mid-range homes in Wuse, Jabi, and Gwarinpa typically run ₦40m–₦150m.
Yes. Federal Mortgage Bank of Nigeria (FMBN) and commercial banks offer mortgage products. Conditions, rates, and processing times vary significantly. Getting pre-approval before house-hunting helps you move quickly when you find the right property.
Yes. Developers, estate agents, and private sellers can list houses for sale to reach qualified buyers across Nigeria.
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Explore location pages, compare verified listings, and contact trusted property owners. If you are an agent or developer, list your property and connect with serious buyers.